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judwoodworth's avatar

Spending is one thing and I understand our economy relies on it. Having too much debt and too little savings is another. I'm still anticipating more downside to come. Thanks Bob for sharing your thoughts.

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Bob Elliott's avatar

Definitely good to think of it as a tradeoff between income, debt, spending, and savings. For awhile HH had good income growth and funneled that into good spending growth without much savings. That was easy because asset prices were rising. Now they are facing lower income growth and softer asset prices, the combination of which is likely why we are seeing a drag on spending that will likely continue.

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